Most non-franchise independent used car dealers offer a three-month warranty as a guarantee when they sell a car, while many offer extended warranties at extra cost. Water ingress is included. A used-car warranty typically lasts for three, six or 12 months, with older cars often supplied with shorter policies. In the UK, this is enhanced to a three-year warranty (with a 60,000-mile limit in the third year). If you still didn’t find the answer you were looking for and need to speak to an expert, get in touch with us via the methods below. If a warranty is not offered, you need to know that before reading it on the contract. On top of this, a lot of car warranties will also guarantee against the appearance of rust for a minimum of three years. A warranty is a form of insurance cover against certain faults the car may develop, over and above your statutory rights. It is a type of insurance policy that covers the cost of repairing your car if parts break down. This article was originally written in April 2017, and was most recently updated in January 2021. Some things policies normally cover include: engine and fuel systems; clutch and gearbox In this article, we will look at the different types of warranty and what protection you can expect – even if the car is sold without any used car warranty at all. Whether you have a used car or whether your Original Manufacturer’s Warranty is expired, an extended warranty could be a good idea. If a fault emerges between 30 days and six months from the date of purchase, the law assumes that the fault was pre-existing and, unless the seller can prove otherwise, the vehicle is still protected by statutory warranty. But on the other hand, you have to weigh up whether the warranty’s annual premiums will be less than any repair charge you might encounter. That may be true, but it does leave you exposed so consider your position carefully. Most cars bought from a dealer will come with some sort of additional warranty lasting anything from six to 12 months. At the end of the warranty period, you can buy an ‘extended warranty’ from a third-party provider, which is effectively a form of insurance against a major breakdown while you own the car. The majority of traders will offer some form of warranty on their used cars, but the value of these warranties vary massively. Used Warranty section of this cover and which needs immediate repair or replacement. Every car warranty covers different parts, has different terms and conditions, and the costs for warranties can also vary significantly. Consequential failure is included for up to £5,000 per claim inclusive of VAT. If not, it is possible to buy a used car warranty through a specialist provider. New Reg Limited is an appointed representative of Vast Visibility Limited which is Authorised and regulated by the Financial Conduct Authority (FRN: 566973). If you end up taking your case to court, the judge will take things like age and mileage into account when considering whether a fault is considered significant enough to reject the vehicle. If a car is bought online, including using the ‘buy it now’ facility of an online auction, the purchaser is protected by the Consumer Contracts (Information, Cancellation, and Additional Charges) Regulations 2013, which means purchasers can change their minds and return it within 14 days. In general, they can include the powertrain (engine, transmission, etc. An approved used car warranty will be a level of cover that is offered on approved used cars sold via a franchised dealer. If they do not manage to do that, the buyer is entitled to a refund, which may be less than the original purchase price to account for the time during which the car has been functional. There are several different types of warranty that may apply to the used car you are buying, and it is important to know which applies to you. ), air conditioning, alternator, gaskets and seals, electrical components, safety restraints, and more. Sometimes this can be included in the price, and sometimes it is offered as an extra. 1. Please correct the marked field(s) below. However, should you decide not to pay for a warranty, you will benefit from statutory protection for the first three months after you buy the car. The air conditioning refrigerant charge - this is also covered for 24 months. Most manufacturers offer a three-year warranty on their new cars, but some offer more. Decisions, decisions…. Helping You Understand What a Car Warranty Covers Wear and tear is included for the first 100,000 miles from first registration of the covered vehicle under the Approved Used Warranty section of this cover. With prices starting at £399, RAC extended warranties are great value for what you get. Would you like to stay up to date with all the latest advice, ratings, news and offers from The Car Expert? You’ll almost certainly find an alternative that’s cheaper and/or more comprehensive than the dealer’s offer. It is very important to read the fine print on any warranty, but especially so on an aftermarket product as the terms and conditions can vary significantly. Car.co.uk is a trading name of New Reg Limited which is Authorised and regulated by the Financial Conduct Authority (FRN: 626225). Leanne decided to cut her losses and take her car to an independent garage in Hackney, east London. However, the legislation wording is not very clear, so ultimately it can come down to who makes a better case in court, should it get that far. Whether it is bad brakes, transmission issues or electrical system or any other major vehicle system malfunctions, extended warranties will cover the repairs and labor cost to get your car … Warranties are often automatically included when you first buy your car, but may only run for a few months. 3. It is up to the buyer to prove that there was a fault with the car at the time of purchase if they want to pursue a dealer for a claim to repair a fault. Bear in mind that, like most things, a dealership is about the most expensive place around to buy extras like warranties and insurance. When buying any car from a trader, it is important to ask about the used car warranty being offered and exactly what it covers. Although it’s not illegal, it’s usually a sign that the dealer hasn’t been completely up-front with you about the vehicle’s condition. GAP insurance and warranty offers from ALA, Award-winning, independent and impartial advice on buying, owning and running a car, We compare reviews from 25 motoring websites to bring you a definitive rating for every new car, All the most important new car launches, model updates, car reviews and industry news, Our commercial partners bring you exclusive offers on their products and services, Car buyingCar financeCar ownershipCar insurance, Latest ratingsTop-rated carsTop-rated SUVsAll ratings, About usMedia appearancesPartnersAdvertising, The Van ExpertThe Truck ExpertCommercial Vehicle EngineerImmediate Network. The Consumer Rights Act 2015 will take account of the age and mileage of the car, so an older car will not be expected to be in the same condition as a newer car would be. VehicleAny claim under this Warranty must relate to the vehicle described in the Registration Confirmation Letter. 7 However, you should be very wary of any dealer who makes this offer, as it is making you financially responsible for any fault that is not significant enough to reject the car. The purpose of a warranty is to ensure that the mechanical components of the vehicle work as they should while the vehicle is covered by the warranty (be that 3 years, 5 years or 7). Buy a used car from a manufacturer franchised dealer and the warranties are likely to be similarly extensive – only excluding repairs to things like the exhaust, wheels and battery. When buying a used car, it is your responsibility to make sure you question anything you’re told, and don’t simply take the salesman’s word for it. A used car warranty can ensure you're covered when something goes wrong, but make sure you know exactly what you're buying, Car warranty advice at The Car Expert, brought to you by. Any used car purchase by a private individual from a trader is covered by the Consumer Rights Act 2015, which means you can reject the car if it is not as described or is faulty. A statutory warranty will cover most part defects whether they stop working properly or altogether, with a few exceptions: CD player, radio, or tape recorder; Batteries, radiator hoses, and fitted airbags; Lights (with the exception of hazard or warning lights) Usually, the dealer will hope to sell you a longer-term used car warranty over and above what’s included in the purchase price. Cars should be roadworthy, reliable and able to be used as you would expect, such as for short or long journeys. We have broken this down by specifying what is and isn’t covered under our warranty cover. If you purchase a used car from a dealer, you have the right to return the car within 30 days and receive a full refund. A fairly new used car (less than three years old) will almost certainly still be covered by whatever is left of the manufacturer’s new car warranty. You have unlimited mileage cover for the first 12 months, including Vauxhall Roadside Assistance for this first year. What’s covered under an extended car warranty depends on your specific warranty. This is the best kind of cover you can have, as it is usually more straightforward to make a claim via a franchised main dealer. Once you sign a contract, you are legally committed and it doesn’t matter what you’ve been told verbally. You should also read: Rejecting a faulty car – what are your rights? Although there is no specific legal description, a faulty used car is generally considered to be a car that is not roadworthy and/or is not safe. Warrantywise have created 5 levels of cover that cater for cars of a certain age and mileage, providing you with the best level of cover possible. One of the big considerations facing used car buyers is whether to purchase a warranty to cover them if they’re suddenly faced with a big garage bill. Every Audi that leaves our factory comes with a standard two-year unlimited-mileage warranty. Unlike your statutory rights, a dealer can also offer you a discount in return for waiving the warranty. How long you choose to have a warranty in place may depend on the budget you have available to pay the premiums. It will only protect against problems with the car that you were not told about, or that emerge soon after buying it. Warranties can last anywhere between three months to three years. And it’s quite a consideration: on one hand, there’s great peace of mind knowing that you would have some financial support if your car needed some costly repairs. The car has to be regularly serviced for the manufacturer’s warranty to stay valid and, although the car companies prefer you to have any work carried out by a franchised dealer, they can’t force you to. Dealers are also bound by the Consumer Protection from Unfair Trading Regulations (2008), which prevents them from making any false claims about a vehicle’s age and condition, so that a buyer can rely on their statements when inspecting a vehicle. Provide us with few details about your used vehicle & we’ll quote you a price for complete peace of mind motoring. Since 2015, people buying used cars have been protected by the Consumer Rights Act, which provides a statutory warranty for used cars bought from a dealer. If you’re interested in protecting your investment over and above what’s included when you buy the car, shop around online to compare what’s available with what the dealer is peddling. There will also be a cap on how much money the warranty will contribute towards a repair: bear in mind that this might not cover the total cost of the fix. In between is a bewildering variety of used car warranty offers which have different meanings and consequences for car buyers. We’ve picked a selection of related topics that you may find helpful. Enter a few details to sign up to the latest automotive news from Car.co.uk, Looking for more related content to this? An extended vehicle warranty is an option for you to consider once the original manufacturer’s warranty has expired. It does not matter whether a used car is priced at £500, £50,000 or £500,000; if you are private individual buying a car from a trader then you are covered by the Consumer Rights Act. Here, the seller has one chance to fix the problem. Discover why we provide a comprehensive factory warranty & learn about the defects & repairs covered for the first three years. Often this type of warranty has an attached requirement that the car has to be serviced by either the selling dealer or another franchised dealer for the warranty to be valid. If you are looking at buying a second-hand car, there can be considerable confusion as to what to expect in terms of a used car warranty and what your rights are when something goes wrong. It states that items bought must be of satisfactory quality, fit for purpose, and as described. Warranty PeriodThe warranty period appears on the Registration Confirmation Letter that accompanies this handbook. A car warranty does not cover the cost of repairs needed due to accidental damage, loss or theft, so check this is covered by your car insurance. The simple answer to this question is that it depends on the car and the dealer. We makes all sorts of assumptions about the cover the manufacturer's warranty gives us, and we usually only find out what it doesn't cover when we strike a problem and find we're not covered at all.In essence, the warranty covers us against design and manufacturing faults that might crop up for a period or time or distance, whichever comes first. There's a reason all vehicles from Carbase come with a 3-month RAC Warranty on purchase - other warranties simply can't compare. Additional reporting by Tom Johnston. Older, cheaper, higher-mileage cars tend to be offered with warranties that cover significantly less than those offered on newer and more expensive cars, so check what level of cover you’re getting. Cover for when your manufacturer warranty expires, Financial protection for used cars from expensive repair costs, Car hire, roadside assistance and travel costs covered as standard. If you’re interested in a used car warranty, you should check these out: A warranty is not a legal requirement for a used car, and it’s fairly common on very cheap used cars (less than a couple of thousand pounds or so) to be sold without any warranty at all. While most of the larger dealerships specialising in used car sales do offer warranties, much smaller operations may not. Warranty or not, you are still covered by your statutory rights if the car you’ve bought is faulty or not roadworthy. How can you buy a warranty for a used car? A warranty is a form of insurance cover against certain faults the car may develop, over and above your statutory rights. If a car develops a fault within the first 30 days of purchase, it is under statutory warranty and the buyer can simply reject it and return it to the dealer for a refund. However, generally, most car warranties will cover all mechanical and electrical faults which can often be expensive to fix. Many also offer extended warranties at extra cost, but be aware that these may not offer the same terms and benefits as the original warranty. One that the sooner you act the better. New Reg Limited is a loan broker and not a lender. Warranties available on a used car. It’s also possible to upgrade to a four or five-year warranty, covering a whole range of mechanical and electrical components for even longer. If you want to extend your statutory warranty protection, make sure you choose cover that matches your particular requirements. T&Cs | Privacy | Cookies© 2021 Immediate Network Ltd. All rights reserved. What does a car warranty cover? It does not override or replace your rights under the Consumer Rights Act, but it covers a wider range of faults which would not be acceptable reasons for rejecting the car altogether. Stuart is the Editorial Director of our suite of sites: This site uses cookies to improve your experience. Many buyers confuse warranties with their legal rights, but they are two different things. These are usually branded as a manufacturer warranty, but are mostly managed and underwritten by a third party insurer. Each level of cover varies, but you have the option to customise each one to suit your needs and budget. If you buy a car new, or a used car from a dealer, the warranty might come as standard, or you might have to pay for it. However, you might appreciate the peace of mind knowing you’re protected if you’re faced with an unexpected repair bill. This Act provides statutory protection for the purchase of new and used cars bought from a dealership. Other ‘aftermarket used car warranties’ vary in terms of the length of cover offered, the type of protection, and the cost. Note that the statutory warranty on a used car only applies here to cars bought from a dealer. Our Used Car Warranty protects you in the event of a mechanical or electrical breakdown. New Reg Limited has partnered with Warrantywise Limited for the purpose of offering car warranties in accordance with the terms and conditions documented on the warranty check-out page. You are also covered by the Road Traffic Act 1988, under which it is an offence for a trader to sell an unroadworthy vehicle (unless the buyer knows that the vehicle is unroadworthy and has no intention of driving it on the road in its present state). A dealer may tell you that if you bought the same car privately you wouldn’t get a warranty, and it makes it impossible for a dealer to trade profitably if they have to provide an expensive warranty on a cheap car. So make sure you understand exactly what you are paying for on a used car warranty so you can rely on it to cover you when you need it. Don’t accept half-answers or being told that you’ll be given a booklet when you pick up the car. There may be a specific process for claiming on the warranty; some will require you to get authorisation from the warranty company before proceeding, while others may require you to pay for any work up-front and then reimburse you afterwards if your claim is approved. The level of cover (some car warranty providers offer cover for more than just the engine or mechanics) You can keep the cost of a warranty down by opting for a more basic package or a shorter warranty – but bear in mind that the less coverage the warranty offers, the more likely it is you’ll need to dip into your own pocket to pay for repairs which can be costly. What it doesn't cover … Usually, the used cars that a … What's covered under warranty? Your warranty guarantees the repair or replacement of parts for your new vehicle at no charge by a Vauxhall … An ‘approved used car warranty’ will often stipulate that a car must be serviced and repaired by the dealership itself. Main dealers of big brands will also usually have an “approved used car warranty” of some sort, usually for 12 months. Private purchasers enjoy none of this protection and the rules for cars bought at auction will depend on the particular auction house, and whether it was online or not. If you buy a new car or used car from a dealer and something goes wrong with it, you’ll have extra protection if you bought it through: Hire purchase: You have protection under section 75 of the Consumer Credit Act 1974 and the Consumer Rights Act 2015. At one end of the spectrum, you will have near-new used cars that are still covered by their new car warranty, while at the other end you will see cars being advertised and sold with no warranty given at all. There are literally thousands of mechanical and electrical parts which go into making a typical car… Secondary or more minor issues, like a broken stereo or paintwork problems, are generally not acceptable reasons to reject a car under the Consumer Rights Act. So what used car warranties are available, what do they cover and what are your rights? Here at The Car Expert, we have some fantastic warranty offers for our readers provided by our commercial partners. A used car warranty will provide protection against faults developing in certain parts. “Spares or repairs” and other dodgy dealer tricks, More car buying advice, information and news from. LEVELS OF COVER. This applies to all cars and vans except Vivaro and New Movano, which have a limit of 100,000 miles from first registration. You should also read: “Spares or repairs” and other dodgy dealer tricks. Warranty HolderThe Warranty Holder is the only person who is entitled to make a claim under this Warranty. So if your car is ten years old car with 100,000 miles on the clock, it will probably be given considerably more leeway than a two-year-old car that has done 10,000 miles. It does not override or replace your rights under the Consumer Rights Act, but it covers a wider range of faults which would not be acceptable reasons for rejecting the car altogether. Cars should be roadworthy, reliable and able to be used as you would expect, such as for short or long journeys. If you drive a second-hand car, you are not legally obliged to take out warranty cover. The key thing to remember if you are considering rejecting a used car is that: “A car with a fault is not necessarily a faulty car”. It’s much better to know how it works and what is covered before you have a repair to pay for. The extent of protection a purchaser will receive under the Consumer Rights Act 2015 will depend on how long they have owned their car and how the car was purchased. It states that items bought must be of satisfactory quality, fit for purpose, and as described. Get proper answers and ask for a copy of that booklet before you agree to buy the car. This depends entirely on the warranty. This is enforceable because, unlike the new car warranty, the cover is not actually provided by the manufacturer. Much like life insurance, the cost of cover increases as the car gets older. With protection in place, if something goes wrong, you’ll be able to make a claim and have the vehicle repaired. Cars sold by franchised dealers … By not offering a warranty, they can pass on the savings to you. When you buy a used car, it may also come with a warranty. The Act does not protect against wear and tear, or where a car breaks down through normal usage. New car servicing – do I have to take my car back to the dealer? Wheel balance and steering alignment - are covered for the first 1000 miles or one month. The most common form of dealer warranty is the “90 day or 3,000 mile guarantee” which usually covers: Minor and major engine and drivetrain issues Less often, coverage for power windows, air conditioning, and other accessories An extended car warranty can be purchased from the manufacturer itself, a dealer or from an independent provider, and will typically offer the same level of cover as the original warranty. The Consumer Rights Act 2015 will take account of the age and mileage of the The core components covered in a warranty are: These rights also cannot be waived in return for a discount or any other offer. The eCall battery – this is covered for 36 months. Rejecting a faulty car – what are your rights? These items are not covered under the terms of Vauxhall’s New Vehicle Warranty.”. Beware of a trader who writes “no warranty” on a sales contract without any prior explanation. The 12V and 48V batteries - these are covered for 24 months. The term offered may be as little as a week or maybe a few months – anything more than three months is fairly unusual – and there will be very specific areas that are excluded from the warranty cover (usually the most expensive components to repair). 2. After six months, the automatic protection of the Consumer Rights Act 2015 expires. When it comes to what is a statutory warranty on a used car, there is no single answer. This Act provides statutory protection for the purchase of new and used cars bought from a dealership. However, if you have it serviced by a non-official workshop, make sure it’s done to the manufacturer’s schedule and using approved parts. The vehicle should be of satisfactory quality, fit for its purpose and as described.
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